"In recent years, financial capacity has proved the most fundamental challenge in the sector, impacting both appetite and capacity to develop new affordable homes."

"How many sub-market homes should we be building to meet demand?"

"Developers and funders need to strike the balance between maximising delivery and meeting changing affordability profiles over housing market cycles"

"Varying market conditions across the North and South of England means that the delivery of new homes needs to be well-targeted."